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About

We built the app we wanted when we bought our first rental

Investor financing shouldn’t start with a wall of forms. It should start with your deal.

What DSCR Loan App is

DSCR Loan App is a guided, mobile-first front door to business-purpose rental financing. It breaks a DSCR loan into the pieces you can actually control: the scenario, the numbers and the paperwork. Each piece has its own tool, and each tool is designed to work on a phone, between showings, in a parking lot or on the couch.

Behind the app is a licensed mortgage broker. When you send a scenario, a Loan Daddy loan specialist reviews it and shops it with wholesale lenders. We arrange financing; we do not lend money or fund loans. The wholesale lender that approves your loan is the one that funds it.

What we believe

  • Investors should understand their own numbers before anyone quotes them anything.
  • Good preparation is the fastest way to a smooth closing.
  • A broker’s job is to compare options honestly, including telling you when a deal doesn’t pencil.
  • Plain English beats jargon, every time.

What we won’t do

  • Arrange loans for a home you or your family will live in. We are business-purpose only.
  • Advertise rates or promise outcomes. Every loan depends on underwriting and lender approval.
  • Pretend to be a lender. We are a mortgage broker.

Who we are

DSCR Loan App is a Loan Daddy LLC brand, NMLS 2827624.

Broker, not lender
NMLS #2827624
AZ CMB Licensed · #CMB-2016143

Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.

Full details are on our licensing page.

Ready to see what your rental can support?

Build a scenario in a few taps, then send it over. A Loan Daddy loan specialist reviews it and shops wholesale lenders for you.